Paying for care, answered plainly
How do you pay for a group home without Medicaid?
Real options when Medicaid isn't in place — and how to bridge the gap.
Paying for care, answered plainly
Real options when Medicaid isn't in place — and how to bridge the gap.
Private pay (income + savings) and SSI/SSDI are the most common. Long-term-care insurance may cover residential care if a policy exists. Veterans may use Aid & Attendance, a pension add-on that helps pay for assisted living or a residential care home — see how veteran housing is paid for. Some homes offer a sliding scale, and nonprofits/charities or a county program sometimes bridge short-term gaps.
Don’t wait. Apply for Medicaid and get on any HCBS waiver waitlist now — approval can be retroactive and dramatically lowers cost. Our Medicaid & group homes and waiver-by-state guides show where to start. SSI usually covers room and board once approved.
Source: Medicaid.gov, HCBS — medicaid.gov.
Ask each home for its private-pay rate, whether it accepts SSI, and whether it has a sliding scale or accepts a Medicaid waiver once approved. Costs vary widely by state and level of care — see how much a group home costs.
We are not housing anyone yet, but we are building our waitlist and referral network now — so we open first where the need is greatest. Free, no obligation, and you can track every referral with no login.